We're Growing

Heritage Oaks Bank is merging with Mission Community Bank, an acquisition that will enable us to continue our personalized service and 30 year tradition of community banking.

We do Mortgage Loans


If you need a new mortgage or want to refinance, contact one of our experienced Mortgage Loan Officers today. We offer local decision making and local funding for faster service. Act now while rates are still low!


Now open in Goleta!

Visit us at our new Goleta Loan Production Office. We're located at 5738 Calle Real.