Money Market & Savings Accounts

Business First Bank offers a range of savings and money market account designed to help you reach your short – and long-term financial goals. Our accounts offer tailored options to suit individual needs-and to help you manage your cash conveniently, efficiently and effectively.

Personal Money Market Account Fact Sheet (143KB PDF)

• Competitive interest rates¹
• Free with balances over $2,500²
• 6 free debits per month³
• Check imaging available
• Opening deposit of $1,000
• Access your account any time online or by phone
• Your combined balance of $25,000+ qualifies you for free Simply Amazing Premier Checking

Simple Savings Fact Sheet (166KB PDF)

• No service charge for balances over $250⁴
• 3 free debits per quarter⁵
• Free ATM card
• Unlimited free deposits
• Free online banking
• Low opening deposit
• Access your account any time online or by phone
• Access linked savings and checking with one ATM card

Simply Amazing Student Savings Fact Sheet (166KB PDF)

Savings for students under 18 who are developing their savings potential

• No monthly service charge
• 3 free withdrawals per quarter⁶
• Free ATM card with $100 daily transaction limit
• Unlimited free deposits
• Free online banking
• Low opening deposit
• Access your account any time online or by phone
• Higher ATM limit with an adult co-accountholder

¹ Rates are subject to change daily and fees will reduce earnings. For current rates on all Business First Bank products, please speak with a Financial Services Representative.
² Account holders must maintain a minimum average monthly balance of $2,500 to avoid a $10 monthly fee.
³ Under Federal  regulations related to these types of accounts, account holders are allowed up to six withdrawals or transfers (for example, using telephone banking) from their account in any calendar month, with a maximum of three withdrawals by check or a merchant-initiated account debit. Withdrawals after six are assessed a charge of $15 each. ATM withdrawals and deposits are not subject to these limits.
⁴ Under $250 quarterly balance, $6 per quarter fee is assessed
⁵ Debits beyond three per quarter are $2 each
⁶ Withdrawals beyond three per quarter are 50 cents each