Checking Services Fact Sheet (163KB PDF)

Since a checkbook and a debit card are part of your daily life, we’ve put together a selection of checking accounts that will provide the perfect solution to your situation. Review our checking options and see which account best meets your needs.

Simply Amazing Free Checking Fact Sheet (151KB PDF)

• No monthly service charge
• No minimum balance
• Free checks¹ with unlimited check writing
• Free ATM use²
• Free Visa® Check Card with Rewards
• Free direct deposit
• Free online banking
• Free web bill pay
• Low opening deposit
• No-minimum companion savings
• Available Visa® Credit Card³
• Check imaging service
• Available overdraft credit line³

Simply Amazing Premier Checking Fact Sheet (175KB PDF)

• Higher interest rates for your higher balances⁴
• Unlimited check writing
• Free ATM use²
• Free Visa® Check Card with rewards
• Free direct deposit
• Free online banking
• Free web bill pay
• Low opening deposit
• Free first order of standard checks
• No-fee Travelers Checks, Cashier’s Checks, Money Orders and Visa® Gift Cards
• Available Visa® Credit Card³
• Available overdraft credit line³

Loyaly Tiered Checking Fact Sheet (99KB PDF)

• Earn higher interest for higher balances⁴
• Annual loyalty interest bonus for average annual balances of $50,000 or more
• Free for average daily balance of $10,000+ or monthly average balance of $25,000 or more⁵
• Unlimited free check writing
• Free Visa® Check Card with Rewards
• Free web bill pay
• Free online banking
• Two free standard check orders per year
• Low opening deposit of $100

Fixed Advantage Checking

An account just for those 50 and better

• Higher interest rates for your higher balances⁴
• Unlimited check writing with one free standard order of checks per year
• Free ATM use²
• Free Visa® Check Card with Rewards
• Free direct deposit
• Free online banking
• Free web bill pay
• Low opening deposit
• Free first order of checks
• No-fee Travelers Checks, Cashier’s Checks, Money Orders and Visa® Gift Cards
• Available overdraft credit line³
• Low, predictable monthly fee

Simply Amazing Student Checking Fact Sheet (145KB PDF)

Great checking—and training—for teenagers 13 to 17

• No monthly service charge
• No minimum balance
• Up to 10 checks allowed per month⁶
• Free ATM card with $100 daily transaction limit
• Free online banking
• Low opening deposit
• No minimum companion savings
• Increased ATM limit with an adult co-accountholder

¹ Free specialty grey checks or receive an $8 credit toward the purchase of another check style.
² Foreign ATM surcharge fees for five transactions per month will be waived.
³ For qualifying applicants upon approval.
⁴ Rates are subject to change daily and fees will reduce earnings. For current rates on all Business First Bank products, please speak with a Financial Services Representative.
⁵ Account holders must maintain either $10,000 average daily balance or $25,000 average monthly balance to avoid a $25 monthly fee
⁶ Checks beyond ten are 50 cents each.