Information regarding Assistance for Homeowners in Default

Dear Consumer,

Are you having difficulty making payments to Business First Bank on your Home Equity Loan?

Call 1-800-795-2524 to speak with a Loan Counselor

Before you call, please have the following items ready:

• Your loan number
• Your full name, SSN and other identifying information
• A list of your regular monthly debt payments– who you owe money to and how much your payment is
• A copy of your (and your co-borrower’s if applicable) most recent pay stub or other evidence of your regular take home earnings
• A list of other regular income you or your co-borrower receive. Such as social security, disability, unemployment benefits, rental income, etc.
• A description of any other financial obligations you may have which are contributing to your payment difficulty
• If your home is currently listed for sale, a copy of your listing agreement with your real estate broker

For more information on how to avoid foreclosure, please look at the following websites:
http://www.hud.gov/foreclosure/
http://www.hcd.ca.gov/

We will be happy to discuss your financial situation with you and explore options to help you keep from losing your home.