Merchant Card Services

Card processing solutions for your customers and your business

If you currently accept credit cards for payment at your business or if you have ever thought of doing so, Business First Bank is here to provide you with a cost effective solution for all your credit card processing needs1. We can offer you card processing solutions customized for your business. We have authorization, settlement and deposit services available for every industry segment, from small retailers to large nationwide corporations. Research shows that you can increase your sales by providing your customers more ways to pay- why not start today?


Features:

  • Credit, Debit, Check and Gift Card Processing for all major credit card types including  VISA®, Mastercard®, AmericanExpress®, Diners Club®, Discover Card/NOVUS®, Corporate, Business, Purchasing Card, and Reward Cards2.
  • Equipment Options - Receive reasonably priced state of the art PCI compliant equipment or have Business First Bank re-program your existing equipment 95% of the time.
  • PC Processing - Windows-compatible software can help your business minimize chargebacks.
  • Competitive Pricing
    • No set-up, monthly minimum, reprogramming or annual fees

    • No hidden costs and no surprises

    • No back billing or long-term contracts

  • Seasonal accounts are welcome
  • Easy to read monthly statements available online or by mail
  • Funding within 1-2 business days3

We have processing products for all types of businesses including:

  • Retail - A quick, efficient way to accept payment for purchases
  • Medical - Allows up to four doctors to process transactions using the same terminal
  • Restaurant - Tip editing, server reports, bar tab and customized receipts
  • Hotel/Lodging - Check in/check out features, folio numbers, customized receipts

To find out if Merchant Services is right for your business or to receive a complimentary cost comparison, contact a Business First Bank representative today at 805.899.4300.

  • 1 Business First Bank partners with TIB-The Independent Banker's for merchant services processing.
  • 2 Rates for American Express®, Diner's Club®, Discover Card®/NOVUS®, Corporate, Business, Purchasing Card and Reward Cards may vary.
  • 2 If your batch is closed by 4:00 p.m. PST, your funds will be available the next business day.