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Business FinancingCommercial Lines of CreditA Business First Commercial Line of Credit is a short-term financing vehicle that can give you immediate access to cash to take advantage of opportunities as they arise, or to cover temporary cash fluctuations. Moreover, Business First will structure the line (secured or unsecured) so that it is convenient and cost-effective by providing flexible rates and terms and payments to meet your anticipated cash flow. A Business Line of Credit is just another way Business First is focused on your success Business Credit CardsA Business First MasterCard is one of the keys to financial freedom offering a competitive interest rate and accepted like cash at more than 9 million locations around the globe and in cyberspace. It can also be used for cash advances at more than 200,000 locations worldwide. Included in this family of credit products are the Business MasterCard, Gold MasterCard, and Standard MasterCard. Why wait for financial freedom? Ask today about a Business First credit/debit card application. It's just another way we're focused on you and your business. Business Money Plus Credit Line & Overdraft ProtectionA ready line of credit is important to your business success as well as to your personal financial freedom. Without it, a cash flow shortfall can put your business operations on hold. With Business First's Business Money Plus Line, however, that problem is solved. Business First's Business Money Plus Credit Line ensures the validity of the checks you write — on either your business or personal accounts—up to the credit limit on the account. Moreover, it is undoubtedly the easiest credit line you'll ever have—or need. In addition to writing a check, access to your credit line is available through online banking or a quick visit to a Business First Office. Now you can focus on your business, while we focus on you. Business Term LoansA Business First Term Loan is designed to give your business the working capital it needs today to secure plans for the future. Business First provides you with flexibility and the convenience of knowing your loan, secured or unsecured, can be structured with terms and payment schedules that fit your business, offering competitive interest rates and terms. Moreover, Business First professionals are knowledgeable about the business market and can respond to your request promptly and accurately, and you can access your account information on the Internet or through Telebanc 24 hours a day, real-time. Talk to a Business First professional about a Business First Term Loan, and see how clearly we can focus on the credit facility that's right for you. Accounts Receivable & Inventory FinancingWith a Business First Accounts Receivable and Inventory Financing Line of Credit, you can use your inventory and expanding accounts receivable to provide immediate working capital to fund growing operations or interim cash shortages. This flexible, formula-driven, financing vehicle converts open accounts receivable into ready cash, enabling you to meet your present obligations. We can also customize a long-term credit facility to provide permanent working capital to plan for future growth. An Accounts Receivable and Inventory Financing facility is just another way Business First is focused on your success. Commercial Real Estate LoansA Business First Commercial Real Estate Loan can be used to construct or finance the purchase of commercial or industrial property, housing tracts, and apartment complexes of four or more units. Business First will structure the loan to fit the transaction, with flexible terms and competitive rate programs covering pre-development through disposition. Moreover, you will enjoy the lowest possible cost with varied pricing options; timeliness with prompt, local loan review; and convenience with loan approval subject to appraisal and personal deliveries to make your deadlines. 
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