Business Checking Fact Sheet (150KB PDF)

Whatever its size, your business works hard for you. Choose the business checking option that matches you and your company best.

Simply Amazing Free Business Checking Fact Sheet (179KB PDF)

• No monthly service charge
• No minimum balance
• Free ATM use¹
• Free Visa® Check Card with Rewards
• Free web bill pay
• Free check writing, up to 500 per month!²
• Business Edition Visa® Card³ available with no initial annual fee
• Free online banking
• Up to $100 credit on your first order of business checks—$25 off for opening your accounts, and more when you sign up for other business services
• Low opening deposit of $100
• Available overdraft credit line⁴

Simply Amazing Premier Business Checking Fact Sheet (152KB PDF)

• Free for balances over $1,500 and/or combined monthly average deposit relationship of $15,000+⁵
• Unlimited free check writing
• Free ATM use¹
• Free Visa® Check Card with Rewards
• Business Edition Visa® Card³ available with no initial annual fee
• Free web bill pay
• Free online banking
• $50 off your first order of business checks, plus additional discounts when you sign up for other business services
• Opening deposit of $500
• Available overdraft credit line⁴

Business Loyalty Tiered Checking Fact Sheet (100KB PDF)

Available to sole-proprietors and certain non-profit organizations only

• Earn higher interest for higher balances⁶
• Annual loyalty interest bonus for average annual balances of $50,000 or more
• Free for average daily balance of $10,000+ or monthly average balance of $25,000 or more⁷
• Unlimited free check writing
• Free Visa® Check Card with Rewards
• Free web bill pay
• Free online banking
• Two free standard check orders per year
• Low opening deposit of $100

Money Management Analysis Checking

Earnings credit provided for deposit levels offsets monthly maintenance charge and all other bank center services – refer to schedule of fees.

¹ Foreign ATM surcharge fees for five transactions per month will be waived.
² 500 free checks per month. Accounts with higher transaction volumes will be converted to Account Analysis.
³ Visa credit card with no initial annual fee for qualifying businesses upon credit approval.
⁴ Overdraft lines of credit through our MoneyPlus system, for those who qualify.
⁵ Account holders must maintain a monthly average balance of $1,500+ or average deposit relationship of $15,000 to avoid a $10 monthly fee.
⁶ Rates are subject to change daily and fees will reduce earnings. For current rates on all Business First Bank products, please speak with a Financial Services Representative.
⁷ Account holders must maintain either $10,000 average daily balance or $25,000 average monthly balance to avoid a $25 monthly fee.