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Business Cash Management

Business Online Banking Fact Sheet (132KB PDF)

"Now" is the speed of business in the Internet age. So, why do most banks make you wait until the next business day to view your account activity? Business First provides secure, real time, online banking 24 hours a day for the current month or even the previous 60 days. You can also instantaneously transfer funds electronically with the safety of state-of-the-art Internet security. Moreover our digitized check-imaging service enables you to see who has endorsed checks that have cleared your account and our files can be downloaded to QuickBooks, Quicken and MS Money.

Merchant Processing

Give your customers the convenience of paying by plastic with Business First Merchant Card Processing services. Your ability to accept credit card payments can greatly increase your sales opportunities—enabling customers to buy now and pay later; increasing impulse sales; eliminating the security risk of cash payments; converting your website to a cyber store; and making sales possible 24 hours a day, 365 days a year. In addition to 24-hour access to account information via the Internet, you'll receive a monthly statement detailing all card-processing activity.

Ask our well-trained, knowledgeable employees about establishing Merchant Card Processing for your business. It's another way we focus on keeping your business first.

Cash Management Services

Business First Bank provides a variety of domestic and international services to help you initiate, collect, prioritize and manage your cash flow, accounts receivables and payments.  Please let us know your objectives and we can recommend services that include:

  • ACH Origination
  • Wire transfers
  • Letters of Credit
  • Lock box collections
  • Positive Pay services and more
  • Services Payroll Processing
  • Foreign Exchange Services
  • Remote Deposit Capture
Equal Housing Oportunity, Member FDIC
Business First Bank is a division of Heritage Oaks Bank, member FDIC.