Contact us

We're here when you need us.

To report a lost or stolen ATM or Debit card:
During regular banking hours: 1.805.369.5200, option 4
During non-banking hours: 
1-800-500-1044

Tell Us What you Think! Click here to submit a question or comment.

Commonly Requested Bank Forms:
Change of Address (PDF)
Research Request (PDF)
Stop Payment Request for Checks and ACH Entries (PDF)

Customer Service:
General Information:
info@businessfirst.com
changeorder@businessfirst.com

State Street Phone:
805-899-4300

Milpas Phone:
805-899-4334

Fax:
State Street Office: 805-962-2462
Milpas Office: 805-899-4776

Online Banking
Phone: 805-369-5200, option 4 or 800-795-2524
Fax: 805-369-5001
hobonline@heritageoaksbank.com

Around the Clock Telephone Banking
Phone: 1-800-643-7482
info@businessfirst.com

Loan Department
Phone: 805-369-5143
loans@heritageoaksbank.com

Mortgage Department
Phone: 805-369-5128
mortgage@heritageoaksbank.com


Postal Address:
Business First Bank
PO Box 309
Santa Barbara, CA 93102    
State Street Office
1035 State Street
Santa Barbara, CA 93101    
Milpas Office
800 N. Milpas Street
Santa Barbara, CA 93103

We strive to protect your personal information. Please remember that e-mail is not secure and therefore may not be confidential. Don't send personal information via e-mail, just give us a call. If you have received a suspicious e-mail claiming to be from Business First Bank or Heritage Oaks Bank, please report it to us. Send the e-mail to fraud@heritageoaksbank.com,

Business First Bank is here because of you; to give you the products you need to make your money grow, to serve you with intelligence and a smile, to be an integral part of our unique community.